Terms of Service

Last updated: May 19, 2026 (version 2026-05-19)

1. The platform

Fantasy Gold is a non-custodial competition platform that lets Fantasy Premier League ("FPL") managers stake the FGLD token on the Solana network and compete for the highest gameweek score within a league. By creating an account or signing a transaction with our smart contract, you agree to these terms and to our Privacy Policy.

2. Eligibility

  • You are at least 18 years old.
  • You can lawfully participate in skill-based fantasy contests and hold cryptocurrency in your jurisdiction. Where local law requires it, we may restrict access.
  • You are not a resident of, or accessing the service from, a jurisdiction subject to comprehensive sanctions or that explicitly prohibits these contests.
  • You hold one account per person, with one linked FPL id.

3. How a league works

  • The league creator chooses the entry fee (denominated in FGLD) and the duration in gameweeks.
  • Each participant stakes the entry fee into the league's on-chain account when joining.
  • At the end of each gameweek, our settlement process reads official scores from the FPL API, the smart contract pays the pot to the highest-scoring manager(s), and a small platform fee is collected.
  • Settlement is timed to run approximately 3 hours after the final fixture of the gameweek has finished, so we have stable final scores.
  • Ties default to a split pot. The creator may instead select bench-points or fewest-transfers as a tiebreaker; any remaining tie still splits.
  • By default, late entries (joining after the first fixture has kicked off) are blocked to keep the contest fair. The creator can explicitly opt to allow them.

4. Fair play and prohibited conduct

  • One account, one FPL manager id, one person.
  • No collusion, multi-accounting, or using another manager's FPL id.
  • No automated abuse of our APIs or smart contract.
  • No attempt to exploit settlement timing, force a re-org, or manipulate FPL data feeds.
  • We may suspend or terminate accounts that breach these rules and may withhold disputed payouts pending investigation.

5. Custody, fees, and refunds

  • We are non-custodial: your FGLD lives in your wallet or in the Solana program account for the league you joined. We never hold your private keys.
  • Platform fees are deducted automatically from each settlement; the percentage is shown at league creation and on the league detail page.
  • Fiat deposits and withdrawals route through third-party providers (M-Pesa, NOWPayments, Kotani Pay). Their fees, FX rates, and refund policies apply.
  • Entry stakes are non-refundable once a gameweek begins, except where required by law or where we cancel a league.

6. Risks

You should not stake more than you can afford to lose. Specific risks include:

  • Skill-based contest risk: you can lose your stake to a higher-scoring manager.
  • Smart-contract risk: the on-chain program is open to inspection but has not undergone a formal third-party security audit. Bugs or unintended behaviour cannot be ruled out.
  • Token risk: the value of FGLD relative to fiat or other tokens can move sharply.
  • External dependency risk: we rely on the FPL API and the Solana network. Outages can delay scoring or settlement.
  • Wallet risk: if you lose your seed phrase or are phished, we cannot recover your funds.
  • Regulatory risk: rules change. We may need to restrict features or geographies on short notice.

7. Intellectual property

Fantasy Premier League, the Premier League, club names and badges are the property of their respective owners; we use them only to identify your existing FPL team. The Fantasy Gold name, logo, and product copy are our property. The Anchor program bytecode is publicly visible on the Solana blockchain at the program address shown in the app; the source itself is available to participants on request.

8. Disclaimers

The service is provided "as is". To the maximum extent permitted by law, we disclaim all implied warranties, including fitness for a particular purpose and non-infringement, and we are not liable for losses arising from blockchain reorgs, FPL API errors, wallet compromise, or actions of third-party processors.

9. Termination

You can close your account at any time by emailing support@fantasygold.io. We will close active league memberships at the end of the current gameweek and refund any unstaked balance to a wallet you control. We may suspend or close your account for breaches of these terms or where required by law.

10. Changes

We may update these terms; the version above changes when we do. Material changes will be notified to active users. Continued use after the effective date constitutes acceptance.